- Our approach
- Our funds
At Heartwood, we believe in fundamental investing.
Our focus? Capturing real value to deliver strong, risk-adjusted performance over the long term.
Our global multi asset investment funds aim to grow your money at a rate above inflation, by investing in a combination of shares, bonds, property, cash and other assets in a diversified portfolio.
Each of our funds has a clear target return and aims to deliver a positive real return (that is, after the effects of inflation are removed) over any given five-year period. We refer to this as a rolling five-year period. They are tailored to a specific risk profile, which means that they aim to produce returns based on the amount of risk that an investor is willing to take. Each fund therefore has a different mix of assets depending on whether it is high or low risk.
Our funds aim to grow your money at a rate above inflation, by investing in a combination of shares, bonds, property, cash and other assets in a diversified portfolio.
In our experience, most people's investment objectives map very closely to one of four broad categories.
We label these categories: Defensive, Cautious, Balanced and Growth. For each, we have a fund that seeks to deliver a return at or about a set target level.
Our Core strategies
The Adventurous Fund
In addition, for investors seeking a higher target return and who have a higher tolerance for risk, we have the Adventurous Fund – a focused global equity portfolio.
The fund’s investment objective is to deliver a total return (the combination of income and capital growth) which outperforms the MSCI All Country World Index (MSCI ACWI), over any period of five years, after all costs and charges have been taken.
The Adventurous Fund is not constrained by the MSCI ACWI and takes positions that differ significantly from the MSCI ACWI, with the aim of achieving a return in excess of the target benchmark.